(New York) Four years after the debut of its credit card, Apple on Monday launched a high-interest savings account in the United States, in partnership with the American bank Goldman Sachs, a sign of its ambitions in the sector. financial services.
The offer is only for holders of the Apple Card, the card it introduced in 2019 and which had 6.7 million holders in early 2022, according to consultancy Cornerstone Advisors.
Asked by AFP about the number of owners of the Apple Card, Apple did not immediately respond.
The savings account does not require a minimum balance and does not include account maintenance fees, according to a statement released on Monday.
It offers a rate of 4.15% per year, compared to 0.37% on average in the United States, according to figures from the Deposit Guarantee Agency (FDIC), and can be managed from the Wallet application on iPhone .
At the end of 2021, Google had given up launching its online banking service Plex after several years of development of the project.
Several American media have reported in recent years on the possible arrival of Amazon on this market, but the group from Seattle (Washington State) would have finally thrown in the towel.
The caution with which the technology sector approaches financial services is due, in large part, to the heavy regulatory constraints associated with this activity, which requires substantial investment.
