Put aside when you have little income, remove unnecessary expenses from your budget, save without depriving yourself… Managing a budget is not always easy. According to a study by the CSA institute for the Banque de France, in 2021, 71% of French people closely monitor their financial situation while 42% answer that money is made to be spent. This does not mean that French households do not save money. In 2021, the Banque de France recorded 267 billion euros in financial savings, according to Le Figaro. Are you having difficulty saving? Here are some ways you can put in place as soon as you finish reading this article to reduce your monthly expenses:
Ideally, saving 10% of your income is recommended, but this naturally depends on your budget. If you’re having trouble saving that 10%, start by setting aside small amounts. Small streams make big rivers, after all. The interest is not so much to save large sums of money, but to put aside regularly. Planet has produced a list of tricks inspired by the “found money” technique for you in our slideshow below.
