Save 20% of your income, set aside three months’ salary, multiply investments… When it comes to finances, these adages are far from realistic for everyone.
The important thing, as financial intelligence coach Nathalie Cariou regularly reminds us in our columns, is not so much to save large sums, but to save regularly.
“Streams, even small ones, end up being real rivers. 50 euros of savings each month will give you 600 euros aside at the end of the year; 1200 euros in two years; etc”, she underlined in an article where she gives us the things to put in place before we even start saving.
Contrary to what one might think, saving money is within everyone’s reach: it’s all about setting achievable goals and never giving up. Because wanting to save too much, too quickly, “is taking the risk of having to quickly dip into your reserve to deal with the first unforeseen… nothing serious in itself, but if saving is a bit complicated for you, empty your reserves too quickly constituted could put you in a moral blow!”, explains the professional.
To help you gradually change the way you manage your money and your savings, Planet offers you a 30-day challenge that you can find in our slideshow below.
You can, of course, adapt this challenge according to your needs, your possibilities and your desires, and spread it over three, six months, or even reduce it to a week or two. Little by little, you will develop your own tricks to create a nest egg without affecting your personal comfort.
