Hospital practitioners are compulsorily affiliated to two pension schemes: the basic scheme of the general scheme managed by the National Old Age Insurance Fund (CNAV) and the supplementary pension scheme for non-tenured State employees, managed by the Ircantec. To obtain their rights and retire, they meet various conditions, specific to their profession. How is their retirement calculated?
Even if the minimum age for entitlement is set, in their case, at 62, hospital practitioners generally retire quite late, around the age of 65, on average. To obtain the opening of their basic pension rights at full rate, they must validate between 167 and 172 quarters depending on their year of birth. However, there are specificities, in particular article 4 of decree no. 2016-1426 of October 21, 2016, which specifies that the age limit for hospital practitioners is set at 67 for those born on or after January 1, 1955.
To calculate the amount of the basic pension for hospital practitioners, the CNAV uses the average income of the best 25 years of activity. For the supplementary pension, Ircantec pays a pension calculated in proportion to the contributions paid by the future retiree. The amount is calculated by multiplying the number of points acquired by the value of the Ircantec point when the rights are liquidated. Revalued on July 1, 2022, the Ircantec point is currently worth 0.51211 euros.