If you soon have the possibility of retiring, you will have to take a new type of procedure and take into account certain measures put in place by the government. Thus, in the case of the long career scheme, the changes are significant and a precise timetable will have to be respected. Following the adoption of the pension reform, this agenda must be known by all future retirees entering this new process. Explanations.
Recently adopted, the pension reform provides for an increase in the legal retirement age, as well as an increase in the duration of insurance. In 2030, the government will thus have achieved its objective by having pushed back the retirement age to 64, but also the arrival at 43 years of contributions, as planned. After weeks of debate, the executive has therefore refused to bend under the weight of the challenge and to put in place, as of September 1, the pension reform.
While the government is maintaining the course for the application of this pension reform, certain decrees have recently been published, particularly in the case of long careers. The planned timetable will therefore depend on your age at the start of your career, as well as your year of birth. Therefore, the main concerned will be future retirees who have validated at least five quarters from their 16, 18, 20 and 21 years. Anyone with a long career can therefore leave at age 60, provided they have contributed 168 quarters, i.e. 42 years of activity.
As part of the long career scheme, the future retirees concerned were born from 1963. If you were born before 1963, you can narrowly avoid the changes brought about by the pension reform. A relief for people born before this date and the prospect of not being among the retirees who have to work longer unexpectedly.
For a career start at age 20, a person born between September 1, 1961 and August 31, 1963 will be able to retire at the age of 60. For example, if you are from the 1964 generation, you can leave at 60 years and 6 months. If you were born in 1968, your legal age is 61 years and 6 months.
In one of the decrees recently published, the government therefore decided to grant respite to employees born between September 1, 1961 and December 31, 1963. It thus clarified the situation on a point of the reform that remained unclear by deciding that in the event of sufficient contributions before their 20th birthday and 168 quarters validated before September 1, 2023, they could leave as planned.
As a reminder, the pension reform has created four different starting ages for long careers. Future retirees will therefore be able to leave at 58, 60, 62 and 63, according to the age at which they started their career, estimated at between 16 and 21. These criteria will be gradually implemented and effective for the generation born in 1970.