A novelty that could well make parents happy. This Monday, May 15, 2023, Bruno Le Maire, Minister of the Economy, Finance and Industrial and Digital Sovereignty, announced, on the set of BFMTV, the creation of a new savings product.
Named “climate future savings plan”, this will aim to finance the deployment of new green industries. This environment “requires a lot of capital. There is public capital, a lot of public investment […] but private savings must also be mobilised”, he explained.
However, this savings plan will not be available to everyone and will be intended only for people under the age of 18 to “allow parents to prepare for the future integration of their children. “It can be opened by parents as soon as the birth of their child. It is blocked savings, long-term investment”, detailed the minister.
To encourage parents to open this type of savings, Bruno Le Maire specifies that “the remuneration will therefore undoubtedly be more attractive than that of the Livret A with a guaranteed capital and above all exceptional tax conditions: zero tax, zero contribution”.
However, it is important to specify that this is a savings plan and the name of a booklet. “The capital is practically 100% guaranteed, but at 99%. Over 18 years, you recover your stake […] The profitability will depend on the return on the investments made”, specifies an adviser to Actu.fr.
This new savings plan can be distributed by banks as well as by insurers.