In today’s inflationary environment, beating rising prices and earning a positive real return is increasingly difficult. Although the Livret A rate is increasing (3%), the rise in prices continues. It reached 5.9% over one year according to INSEE in April 2023. Enough to encourage households to diversify their savings. According to the Real Estate and Land Savings Institute (IEIF), various assets offer advantageous returns despite inflation, over more or less long time intervals.

According to a statistical study, reported by Capital, “the results of these “40 years of comparative performance”, version 2022, bring hope to savers looking for a remuneration higher than inflation.” Depending on each investment, the returns are more or less significant in the short and long term. For example, in the very long term, the rate of return on the Livret A is on average 4.1%, up to ahead of gold (3.7%).

What are the most profitable silver investments over 5, 15, 30 and 40 years? Where to invest your savings and for what return?

Once you have deducted your expenses from your income, the money you will have left and that you will invest later will represent your savings.

It can also be reassuring and reassuring to create savings. Indeed, accessible at any time, the money you have invested can, in addition to being used for projects that you want to carry out, be used for unforeseen events in life.

Unlike a financial investment, the money investment does not necessarily have the objective of collecting income. Indeed, while it is carried out in a banking establishment, most of the time, its primary purpose is to allow you to save money.

Money investments are among the savings products that can yield a small return. Consequently, and unlike a traditional deposit, more or less significant interest may be added to your capital following an investment of money.

There are several types of money investments. You can inquire with banking establishments to find out about the contents, advantages, etc. Depending on your profile (personal situation, family situation, savings objective, etc.), some investments may prove more interesting than others, but you will always find one that suits you.

Whether you want to put your money in a savings account in order to pursue a project such as buying a house, setting up a business, … Or simply to have savings aside, investment money are extremely common, but which one to choose?

This decision must be considered in order to have the best possible savings, and must take into account several factors. We list for you the best investments to invest over 5 years in our slideshow.