To live a peaceful end of career, it is necessary to prepare, as soon as possible, retirement procedures, which can sometimes seem tedious. While it is often difficult to find your way around and put in place good practices, it is still useful to find your bearings at your age to know what steps can be taken from this threshold. Before thinking about leaving your professional life for good, you can however, from the age of 59, develop the first ideas and estimate the amount of your retirement. Here are the first steps to take.
At age 59, you can start setting your departure date. Several elements will then have to be taken into account. You will have the opportunity to find out if you are eligible for an early retirement scheme, but also to observe your number of quarters. At this time, do not hesitate to choose your retirement date immediately in order to have a more precise perspective, even if it remains distant, of your end of career. You will therefore be informed of the date on which you will stop working, but also of the rights acquired in the supplementary pension plans.
If you are self-employed, you must also carry out various very important steps. It is therefore essential to start thinking about your end of career between 5 and 3 years before the deadline. This project is then prepared with specialists from the chambers of trade or commerce. You can therefore contact the advisers of the chambers of trades and crafts, then assess the situation of your business. You will then only have to define an action plan to be carried out according to the type of buyer.
