The company savings plan (PEE) is a collective savings system that allows employees to buy securities with the help of the company. Employees, but also companies, can thus make payments into the PEE, even if the sums remain unavailable for at least five years. If your company has set up a PEE, it is open to all employees: you can therefore take advantage of it. Discover the benefits of business savings.
When your company sets up a PEE, you have the option of subscribing to it, if you wish. However, a seniority condition may be required for a maximum period of three months. Even in the event of a work break such as a resignation or dismissal, you can keep your PEE under several conditions. When you are hired, your employer must give you an employee savings account indicating the measures put in place in the company. He has the obligation to give you a regulation that informs you of the existence of the plan and its content.
The employee’s payments into the PEE are optional. You can fund it with sums from profit-sharing, participation, transfer from other employee savings plans or even rights registered in a time savings account (CET). Voluntary payments are also possible, but they are capped. You thus have the possibility of paying, for each calendar year, a maximum of 25% of your gross annual remuneration. Discover, in our slideshow, the advantages of saving in business.
