The text of the next pension reform has acted on what many future retirees feared: a lowering of the legal retirement age to 64 from 2030. As of September 1, 2023, the legal retirement age will therefore be raised by one quarter each year to reach 64 years of age in 2030. However, it is still possible to benefit from early retirement, under certain conditions. Explanations.
From 2027, 43 years of contributions will be necessary in order to obtain a full pension. For the moment, early retirement for a long career is still being considered by the government. This is aimed primarily at people who started working very young, before the age of 20. Thanks to this process, for work started before the age of 16, early retirement can be considered from the age of 60. To do this, you must have validated 5 quarters of retirement before the end of the calendar year of the 16th birthday, but also justify the duration of the contribution insurance equal to that of a retirement at the maximum rate.
Other cases allow for early retirement, particularly for disabled workers. It is therefore possible to retire from the age of 55. To meet the criteria of this system, you must exercise a professional activity with a permanent incapacity of at least 50% or justify the recognition of disabled worker before December 31, 2015. It is also essential to be able to guarantee a duration of insurance validated and assessed.
