Pension reform: the tracks of the Senate for a departure at 64

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64, 65, 67… At what age will you be able to retire? The question arises for millions of French people who have not yet liquidated their rights but who are thinking of doing so in the coming years. The pension reform wanted by Emmanuel Macron is becoming clearer, even if many questions have not yet been resolved.

After having opted for a time for the passage in force of the measures, the government of Emmanuel Macron finally chose the path of consultation, both with the unions, the employers and the opposition. If the discussions are progressing, the compromise is still far from being found and a question divides: that of the retirement age. Currently set at 62 years old, it could be pushed back to 65 years old – according to Emmanuel Macron’s wishes – or even 64 years old subject to contributions.

This specific point will find its answer in the coming months but, in the meantime, the Senate seems to have the answer. As Le Monde explains, the senators of the group Les Républicains and Union centriste, who are in the majority, should adopt an amendment to the PLFSS (Social Security Financing Bill) to allow the age of opening of rights to be shifted retired from age 62 to age 64.

The PLFSS for 2023 was adopted by the National Assembly after the application of article 49.3 and it has been debated by senators since Monday, November 7. 100 amendments, discussed in the Social Affairs Committee of the Senate, were adopted by elected officials, before the return of the bill to the National Assembly. Some of them directly concern pensions, while Emmanuel Macron intends to unveil his reform at the beginning of 2023. In this text, they put forward their solutions for reforming the system and also mention a retirement age of 64. …

The government is currently in full consultation with the social partners about the reform, but the Senate wants to go further. As La Nouvelle République explains, he proposes to set up a “national agreement for the employment of seniors and the safeguard of the pension system”. It would be made up of social partners, state representatives, retirees and family associations.

This convention would have the role of proposing measures on various subjects:

Quoted by La Nouvelle République, the President of the Senate Gérard Larcher clarified: “We will insist this year on the question of keeping seniors in employment. It is not an easy reform, but it is essential”. The objective would be to achieve a balance by 2033. In addition to these measures, the Senate has its own idea on the legal age of departure…

If the convention is a failure, then the Senate would like to propose an alternative reform in order to “prevent future generations from having to work after 65 years”. Thus, the generation of 1967 could pass to 43 annuities necessary for the full rate, whereas it is currently that of 1973 which is concerned. It would in fact be an acceleration of the “Touraine law”.

The retirement age would then be set at 64 and the age for canceling the discount, currently set at 67, would be enshrined in law. Senator René-Paul Savary intends to defend these proposals, explaining to the Senate: “The government hides its face by constantly postponing one of the most important decisions it has to make”. This first sequence of the PLFSS review will end on November 15 with a solemn vote.