With the recent pension reform, the question of the end of a career has become a major concern for many French people. If the question of quarters necessary to obtain a full pension arises regularly, certain categories of people wonder about their future. This is particularly the case for housewives, who are currently wondering what they will receive once they retire. Explanations.
The French pension system provides a mechanism to offer mothers a decent life when they retire. While usually it is not expected to receive a retirement pension without having worked, housewives can benefit from financial aid. These are the AVPF (old-age insurance for stay-at-home parents) and the ASPA (solidarity allowance for the elderly). These two allowances thus allow mothers who have not been able to accumulate terms or achieve a professional career to claim a pension.
The AVPF is therefore set up to validate quarters with the general social security system without having worked and contributed for quarters. It is thus possible to retire from the age of 62 and benefit from a retirement pension calculated on the basis of the gross minimum wage. You can join for free thanks to the CAF, subject to resources below the back-to-school allowance ceiling. It is also permitted to combine this aid with the daily parental attendance allowance.
