To obtain a retirement pension, it is necessary to have accumulated quarters throughout his career. To validate quarters, it is normally essential to pay social security contributions on your income. So how is your retirement going when you have only accumulated a few quarters? For example, what is the rule if you have never exercised a professional activity? Is there a minimum number of quarters to validate to receive a pension?
Even if you are not working, you have the opportunity to contribute to your retirement. Thus, it is possible to contribute without working if you ask to be attached to the old-age insurance of parents at home. It is also possible to register as unemployed to validate up to six quarters of retirement. Finally, you can also voluntarily contribute to pension insurance. The amount of the contributions depends on the income on which you have contributed in the last six months and the category to which you belong. You will contribute according to an amount between 10,284 euros and 43,992 euros.
In order to receive a retirement pension, you must have contributed at least one quarter thanks to your work. In this case, you will obtain a pension at the legal retirement age, but its amount will remain low and subject to a discount. Thus, the lower your number of quarters contributed, the greater your discount will be. To supplement your income, you can turn to the Aspa, a minimum old age which does not require any contribution conditions. For this, you will need to be 65 years old, to reside in France and to have monthly resources of less than 916.78 euros if you live alone and 1,423.31 euros if you are in a relationship.
