Retirement: 5 steps to take before applying for a pension


Social victory, well-deserved rest or retirement: everyone perceives retirement in their own way. If for some this important stage of life is synonymous with tranquility, others see it more as a forced isolation.

In France, the retirement age is set at 62, but special cases exist. Thus, employees with disabilities, having completed a long career, or permanently incapacitated have the right to early departure.

Some jobs, considered more difficult, also give the right to an earlier departure. Once your 62nd candle has blown out, you can leave whenever you want, as long as your departure is set for the 1st day of the month you choose.

In addition, as confirmed by the official site of the public service, the starting point chosen cannot be earlier than the date of submission of your application. To leave as soon as possible, you therefore have the possibility of leaving from the 1st of the month following your birthday, or even the same day if you were born on the 1st day of a month.

To be entitled to a full-rate pension, you have two possibilities, still indicates the public service: “You must either have a specific number of quarters of pension insurance, or retire at age 67”.

Regardless of the age at which you decide to retire, there are a number of things to consider before making your request. To avoid mistakes and choose the best date, consult the list of the 5 steps to do absolutely before the cessation of activity in our slideshow below. The information provided is based on the advice of Les Echos magazine.