When on holiday abroad, it is better to pay by credit card rather than cash. More secure, payment by card and contactless payment allow you not to walk around with a large amount of cash and thus be less exposed to attempted theft. In addition, payment by card costs less than that in coins and banknotes. If, however, you prefer to use cash, here is everything you need to know to change your currencies in the best way.

According to Capital, in order to go on a trip with peace of mind, you have to change your currencies before you leave. Thus, it will be easier to pay the first travel expenses: taxi, bus tickets… In addition, the exchange offices at the airport may be closed depending on flight hours.

Changing currencies in advance also avoids additional costs. Exchange offices located in airports practice an exchange rate that is often higher than the average. In order to save money, it is necessary to favor exchange offices in the city center. They usually offer better terms than banks. Indeed, the latter apply a discount compared to market rates in order to generate a profitable margin. Some even add exchange fees, or even ticket purchase/sale fees.

Each exchange office is remunerated by applying a commission on currency conversions. So, in order to save money, it is better to use your credit card when traveling abroad. Find out in the slideshow below what precautions to take with your bank card before going abroad?