300 complaints have already been received by the Ministry of the Interior since the beginning of the summer. Holiday rentals, notary fees or craftsman’s bills, as RTL reports, since the beginning of the summer, the Ministry of the Interior has received a large number of complaints for hacked bank identifiers. So beware of bank transfer scams if you want to book your vacation for this second half of August, be very careful when exchanging bank identifiers by email.

Indeed, when the owners of summer residences communicate their RIB to you, it is intercepted in the messaging service by scammers who modify the IBAN so that your money is paid directly to them instead of your rental company. In practice, by the time you realize the deception, it is often too late and the money has already been paid to the scammers who have moved the funds, thus making any refund impossible. The problem with this bank transfer scam that is rampant this summer therefore lies in hacking during the exchange of bank data by email.

According to My Sis ID, the first collaborative platform to secure your payment data, your email address, whether personal or professional, is information that is easy for a fraudster to obtain, as many organizations transfer your data to third parties. With the phishing technique, your email address coupled with your password is a gold mine for a fraudster who gives access to the details of your bank account communicated by email but also to your exchanged emails.

In order to protect yourself from this type of scam that is on the rise, there are still some tips to try to avoid falling victim to this cybercrime. You can first invest in powerful antivirus to try to prevent any intrusion and hacking into your mailbox. At the same time, you can set up verification and authentication procedures for requests for exceptional bank transfers or changes of bank details with your bank so that new beneficiaries are properly checked before any transfer of funds by bank transfer. Also try not to have a unique password, in which case potential fraudsters could potentially have access to many organizations to steal your personal data.

In any case, as soon as you realize that you have been the victim of a bank scam (false check, wire transfer scam, credit card purchase, etc.), you must immediately alert your bank. Even if you do not know the identity of the crook, you can still file a complaint against X at a police station or police station. The filing of a complaint can be done even if the author of the facts is abroad. If the sum is significant and reimbursement is refused by your bank branch, it is also possible to initiate civil legal proceedings if you are able to demonstrate that there has been negligence on the part of your bank or the organization or individual who rented your vacation home to you.