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Phased retirement: the cases where it can be abolished

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As your 60th birthday approaches, you are beginning to wonder about the possibility of taking advantage of the progressive retirement scheme in order to approach the end of your professional life with less worry. Indeed, from the age of 60, it is possible for you to reduce your professional activity by starting to receive part of your pension. If conditions remain required to benefit from it, other cases lead to its deletion. Explanations.

To obtain a phased retirement, you just need to have reached the age of 60 and to justify a pension insurance period of at least 150 quarters, all compulsory pension plans combined, in order to launch the system. At the same time, you must carry out one or more part-time or reduced-time salaried activities. Your total working time must therefore be between 40% and 80% of the full-time working time or the maximum working time expressed in days.

When the process comes to an end, you can consider ending your phased retirement. For this, you have the opportunity to resume a full-time activity. The simple fact of completely reworking stops the progressive retirement scheme, as does the start of an additional part-time job. Progressive retirement also ends if you definitively liquidate your pension rights. The payment of the fraction also has the possibility of being suspended if you stop your activities before the legal age of departure, but also if you do not answer the periodic questionnaire to check the duration of the part-time activity.

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