It is sometimes complicated to find your way in an unknown jargon when the time of retirement approaches and when the steps are raining down daily. To calculate your pension, several elements are therefore essential to know, in particular the calculation formula including your average annual income, the rate applied to this average annual income and the duration of insurance for the activities carried out. What is the liquidation rate and what do you need to know about it?

The rate of liquidation and calculation of your pension depends essentially on your age, your situation, but also on your duration of insurance. For example, depending on the number of terms acquired, this can vary between 37.5% and 50%. When you reach the age of 62, your retirement is then calculated at the maximum rate, also called the full rate, of 50%, in the event that you have enough quarters. If you are not in this situation, you can continue to work until you have the required number of terms.

To obtain the maximum rate, it is also possible to delay your retirement until the automatic age of the full rate, i.e. 67 years old. You should know that it is possible for you to obtain retirement at the maximum rate between the age of 62 and your age of the automatic maximum rate if you are recognized as unfit for work, disabled or suffering from a degree of permanent incapacity at least equal to 50%. You also have the possibility of benefiting from it if you are a holder of a disability pension, a working mother or a veteran.