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Progressive retirement: how to calculate the amount of the fraction?

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When you reach the age of 60, you can take advantage of phased retirement. Thanks to this system, you can reduce your professional activity, while receiving part of your retirement. Progressive retirement offers the prospect of receiving the salary corresponding to a part-time activity, while adding a part of your retirement. During this time, you continue to contribute to retirement. But what is the fraction and how to calculate it within the framework of this device?

To be able to benefit from progressive retirement from the Retirement Insurance of the general social security scheme, several conditions are necessary. You must therefore be at least 60 years old and have a pension insurance period of at least 150 quarters, all mandatory pension plans combined. It is also essential to carry out one or more salaried activities on a part-time or part-time basis. Your working time must be between 40 and 80% of full-time working time. You can apply for phased retirement from your Carsat.

The pension paid in the context of progressive retirement is calculated on the basis of the retirement pension received in the event of total liquidation of rights. The amount of the pension fraction depends on the duration of part-time work of the applicant compared to the duration of full-time work in the company. Thus, the employee cannot work below 40%, but not above 80%. The progressive retirement pension is therefore between 20% and 60% of the acquired retirement rights.

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