When sums of money remain to be owed, some creditors can seize wages or pensions. Retirement pensions, whether basic or supplementary, as well as survivors’ pensions are seizable, under the same conditions as wages. In what context can we make a seizure on your pension? How much can you deduct from your pension? Here are some explanations to better understand this complex operation.
In the event that debts have been contracted with a creditor, your retirement pension may be subject to seizure in order to reimburse part or all of the sums due. Your creditors thus have the capacity to be public bodies or private interlocutors. The tax service, the public treasury, a credit company or even a private lessor can, therefore, express a request for seizure of your retirement pension. However, it is necessary for them to have obtained a court decision and they must, in order to enforce it, benefit from the assistance of a judicial officer.
Retirement pensions are subject to partial seizure. Thus, the organization that pays you your retirement pension may, under certain conditions, withhold part of your retirement pension. When a seizure must be pronounced, you have the right to keep an amount at least equal to the fixed amount of the RSA for a single person, i.e. 598.54 euros. This is an elusive amount, regardless of your family situation, as well as the number of dependents. It is also impossible to enter certain allowances such as the personalized autonomy allowance (APA) and the specific solidarity allowance (ASS).