More complicated calculations. The survivor’s pension is paid to the surviving spouse of a couple and corresponds to part of the pension from which the deceased insured person benefited or from which he could have benefited.
Several conditions must be met in order to receive a survivor’s pension. Here they are :
If you meet all of these conditions, you can therefore apply for a survivor’s pension. If the latter is accepted, you will receive 54% of the pension from which the deceased benefited (or could have benefited). Please note that the maximum amount of the survivor’s pension cannot exceed 11,106.72 euros per year, or 925.56 euros per month.
The survivor’s pension can also be increased, for example if you have reached the age giving automatic right to a full pension and you meet these two conditions:
Under these conditions, the increase which will be allocated to you is equal to 11.1% of the amount of your survivor’s pension. What happens in the event of an overrun? On this subject, the Public Service website is very clear: “When the total amount of pensions and the increase exceeds 919.77 euros per month, the increase is reduced to the amount of the excess. The pensions used are those of the 3 months preceding the starting point of the increase”.
If you have not yet reached the age of the full rate, you can also benefit from an increase in your survivor’s pension if you have had or raised at least 3 children. A circular from the National Old Age Insurance Fund published on October 14 specifies that this increase for children “is equal to 10% of the non-increased amount of the survivor’s pension”.