Retirement: your starting age if you have to contribute 43 years old

Another week of patience. The pension reform will be unveiled by Prime Minister Elisabeth Borne on Tuesday January 10 and the government knows that it is expected at the turn. Flagship reform of the year 2023 and of Emmanuel Macron’s five-year term, it has already caused a lot of ink to flow, while consultations with the social partners have not yet been completed. The President of the Republic mentioned it on December 31 during his wishes to the French, pleading for “the extension of our working careers”, which will be “progressive, in stages over ten years” and “just, taking into account long careers, choppy careers, the difficulty of certain tasks, of certain professions”.

A few days before this big presentation meeting, the tenant of Matignon gave details on franceinfo this Tuesday, January 3, declaring that the postponement to 65 “is not a totem”. According to her, there are “other solutions which can also make it possible to achieve what is our objective: the balance of our pension system by 2030”. Nevertheless, she clarified: “I say it clearly, we will not go beyond the 43 years of contribution provided for in the Touraine reform to have a full pension”. The age of cancellation of the discount, set today at 67 years, “will not change” and will therefore remain at the same threshold, while the legal age of departure should be raised to him, at 64 or 65 years.

As a reminder, the Touraine reform was passed in 2014 and it provides for a gradual increase in the contribution period necessary to obtain a full rate. If this increase is staggered, it aims to reach 172 quarters in 2035 for French people born in 1973 and after. 172 quarters represent 43 years of contributions and therefore correspond to what Prime Minister Elisabeth Borne mentioned on Tuesday 3 January. If you were born in 1973 or later and you actually have to contribute 172 quarters, at what age can you retire? Planet has done the math for you below.