If retirement marks the end of an often busy professional career, it is not free from stress and worry. Different steps must therefore be taken with care in order to avoid a period without resources, sometimes observed before receiving your retirement pension for the first time. While the Retirement Insurance has a payment guarantee, it is nevertheless necessary to meet several conditions to benefit from it.

When you are covered by the general scheme, but also if you are an agricultural or self-employed worker, you are entitled to the payment guarantee from the Caisse Nationale d’Assurance Vieillesse (Cnav). Indeed, thanks to this clause, the Retirement Insurance is obliged to pay you all or part of your pension on the 9th or 10th of the month following your retirement date. The transition from a salary to a pension can thus be accompanied by a reduction in monthly income, which can be problematic and cause concern. In this way, you are protected from a possible loss of resources, but for this you must meet different conditions.

To benefit from the payment guarantee from the Caisse Nationale d’Assurance Vieillesse (Cnav), you must submit your complete application file at least four months before the set retirement date. To do this, it is essential to send, online or by post, the duly completed pension application form, as well as all the required supporting documents. Pay attention to this procedure: in the event of omission in these documents, the processing of your file could be delayed and you could not, in this case, obtain the guarantee of payment. Discover, in our slideshow, all the precautions to take to receive your pension on time.