After a full professional career, obtaining a retirement pension rewards a lifetime of work. If the calculation of the pension obeys certain rules, its amount can undergo variations according to your years of retirement. To estimate the total of your retirement pension, you can thus refer to the formula average annual salary x liquidation rate x (duration of contribution / reference duration). In which case can your retirement pension be revised downwards?
The amount of your retirement pension is calculated according to your earned income. For civil servants, the last six months of salary are taken into account, while private sector employees see the calculation based on the best 25 years of salary. The retirement pension is thus not subject to any unexpected reduction or reduction. Despite possible changes in your personal life, you will always receive the same amount of pension. However, several devices may see their amount reduced or eliminated.
If you use the combination of employment and retirement, you must be particularly attentive to a potential reduction in your retirement pension. Indeed, in the case of a liquidation of your pension at a reduced rate, your pension may decrease if you receive a new income. The minimum old age, also called Aspa, or the contributory minimum can also see their amount drop in the event of a combination of employment and retirement. However, the Aspa allows you to partially combine your profit with earned income, but you must find out beforehand about the precise conditions.
