Retirement: in which case should you fear a loss of your old allowances?

Active solidarity income, disabled adult allowance… Many pre-retirees receive specific allowances because of their situation before liquidating their rights. Some, as evidenced by the questions posed to the magazine Notre Temps by its own readers, are also worried about the loss of the latter, once the cessation of activity has come. What is it in truth?

In fact, and unsurprisingly, it obviously depends on the service received. Thus, explain our colleagues, the disabled adult allowance cannot be combined with the personal pension. Nor is it with the survivor’s pension, which means that from six months before the legal age retirement, the Family Allowance Fund encourages its beneficiaries to submit a request for retirement. Once this is done, she contacts the pension fund concerned to be able to continue paying the money due until the first pension. Eventually, continues the press title, the AAH should be replaced by the retirement pension from the legal age of departure.

That being said, other benefits exist. How does this happen in different cases?

Theoretically, recalls Tout sur mes finances on its site, it is not possible to combine unemployment benefits with the retirement pension: to claim the second, you must have ceased all professional activity. However, unemployment is counted as such. That being said, French women and men who are automatically retired can sometimes combine the two benefits, which allows them to benefit from the ARE, the return to work and retirement allowance. Before age 50, the accumulation is full. It is reduced by 25% of the net amount of the pension between the ages of 50 and 55, then by 50% between the ages of 55 and 60 and finally by 75% after the age of 60. Cumulation becomes formally impossible from the age of 67.

Moreover, it is quite possible to combine retirement and reversion or RSA.