She doesn’t want a tussle. After five years without ever reforming pensions, Elisabeth Borne does not intend to remain inactive. The Prime Minister, who has just presented her new government, intends to do what neither Edouard Philippe nor Jean Castex have done: modify the model of inter-generational solidarity à la française. Unlike her two predecessors, however, the former Minister of Labor does not have to lead a so-called “systemic” reform. This time, Emmanuel Macron no longer wants to overturn the table and says he is ready to settle for a “parametric” transformation – which therefore only modifies the modalities of the existing canvas. The president ended up giving up his previous project, which he felt was causing too much anxiety among French people.

This is why Elisabeth Borne was clear. “We are not saying to ourselves that we are going to make a reform to annoy the French”, she thus recalled this Friday, July 1, 2022 during a trip to Calvados, recalls Le Figaro Not without repeating that there is “no magic formula” except to “work a little longer”.

The new pension reform desired by Emmanuel Macron could be portrayed quite summarily as an extension of the legal retirement age. In fact, describes the online bank Boursorama on its information site, certain details come to complicate the equation.

First, there is the so-called “minimum” reform, which consists of pushing back the legal retirement age to 64. But there is also the so-called “German” reform… which goes a little further. In this specific case, you would then have to work until you are at least 65 to benefit from the full rate. In either case, the president is also counting on the abolition of special diets.

Such a project would not be without a certain number of winners…

A project such as that of Emmanuel Macron could have a significant impact on the reality that future retirees will face. It should not, however, change the level of pension which French men and women who have already liquidated their rights can claim today.

According to Capital, which conducted the survey on the two reform models mentioned above, it is managers and senior managers, since they started work relatively late, who stand to gain the most from a reform called “minimum”.

Contributing more, inform our colleagues, would allow them to benefit from statistically higher salaries at the end of their career and therefore to increase their average annual salary… which serves as the basis for calculating their level of pension. “Such reforms, at least in their minimal version, would only marginally change their replacement rate”, specify the Capital teams. Overall, however, it is difficult to imagine real gains, for equal work, on the amount of the pension.

What is certain, however, is that such a bill is designed to allow Emmanuel Macron to finance some of the expenses of his program. And it is likely to make a number of losers, as Planet has already been able to explain on its site. What the executive did not fail to notice … According to the last intervention of Elisabeth Borne.

“I am well aware that French people have very modest pensions,” she said. Faced with the misery experienced by some retirees, she felt that the campaign that her government is leading today “makes it clear that we are listening to the French”.