Retirement: how do the French save to prepare for it?

Prices and the retirement age have one thing in common: they keep rising. For several months now, inflation has entered the daily lives of the French, shaking up their habits. They also had to adapt by changing the way they consume to survive with steadily declining purchasing power.

According to a study* carried out by Ifop for the Center for Studies and Knowledge on Public Opinion (CECOP), commissioned by AG2R, Amphitéa and the Cercle de l’épargne, 65% of French people say they have reduced their spending and their consumption.

But, as rising prices continue to rage in supermarkets, another piece of news has come to directly impact the lives of workers. After months of debate and controversy, the pension reform was finally promulgated by the President of the Republic.

It is now official, the French will retire at 64. This later departure must therefore be anticipated and taken into account in the way of saving. But on this subject too, inflation is felt and 27% of French people say they have to dip into their savings to cope with it.

To maintain their standard of living once they retire, they rely on different means. Discover in our slideshow, the list of savings or investment methods used by the French to prepare for their retirement.

*Survey carried out online from February 20 to 22, 2023 on a sample of 1,011 people representative of the French population, aged 18 and over, constituted according to the quota method (sex, age, profession of the person questioned) after stratification by region and category of agglomeration.