From September 1, the French will see their retirement age gradually raised until they reach the expected threshold of 64 years in 2030. For the government, this is a voluntary choice in order to restore the financial balance and the pension system. A strongly contested decision, which angered future retirees, but also the opposition and unions, during long months of social mobilization. While the pension reform has finally been adopted, a recent study by the Allianz group stops, this time, on the need to push back this retirement age to 68 years. Decryption.
If the French are already worried about seeing retirement be pushed back to 64 by the start of the school year, the Allianz group has decided to drive the point home by planning a retirement soon necessary at the age of 68. Indeed, it is based on the words of various economists, who make pessimistic predictions for the future and explain that raising the age to 68 could soon become essential. In question ? The slowdown in population growth, currently observed in France and Europe.
According to recent data, population growth is experiencing a decline, which could reach 0.6% by 2050. Although the figure does not seem, on the surface, to be worrying, it implies a population in free fall from 439 million to 370 million people between the ages of 20 and 64. According to the study carried out by Allianz, it would therefore be necessary to raise the retirement age to 68 throughout the European Union to remedy this worrying situation.
By raising the legal retirement age, the active population could therefore become larger and be increased to 6 million people. If this procedure is not carried out, the countries concerned could observe significant consequences with an imbalance of the pension systems.
Also according to this study, this prospect would thus be an opportunity to open up the possibility to all workers, who wish to pursue their career under favorable conditions. It would therefore not necessarily be a question of creating an obligation, but rather of encouraging those who wish to work longer.
Within the European Union, France remains one of the best off countries in terms of retirement age. It is also possible, for those who would like to do so, to continue working until the age of 70, without being automatically retired by their employer.
For example, whether in Sweden or Singapore, older workers can continue to work until the age of 68 or 69. For the time being, this possibility has been favorably received by the population with a high participation rate. A device, which revives the question of the balance of pensions and in particular better access to training and an adjustment of working hours for companies.
