The government has decided: the pension reform currently under study will see the end of special schemes. While some of them should be spared, a large majority will have to switch to the single regime, known to all policyholders: the universal points system. For the executive, this decision favors justice between the French in order to set up a single system called “National Universal Pension Fund”. The contribution levels will therefore be the same for everyone. If the list of special regimes concerned by this measure has been communicated upstream, another special regime could also be added to the reform. Is your special diet finally part of this suppression?
From 2025, special diets will disappear. Among the main concerned, the special pension schemes for the electricity and gas industries (IEG), the RATP, clerks and employees of notaries, the Banque de France and members of the Economic, Social and Environmental Council will see their system to extinguish. Nevertheless, the insured persons of the special schemes currently in office who, in 2020, were less than 17 years from the minimum retirement age, will not be attached to the new scheme.
Article 1 of the pension reform, now voted on in the Senate, provides for the closure of these schemes to new hires from September 1, 2023. They will then be affiliated to the common law scheme for old-age insurance, depending on what the so-called “grandfather clause”. The special schemes could therefore end around 2070 when the last insured persons who benefited from this status in 2023 retire.
While the list of special diets concerned seemed final, another special diet could be added to these deletions. Indeed, while road drivers currently do not have access to the professional prevention account (C2P) for hardship, they have a system for early cessation of activity, called “end of activity leave” (CFA ).
Intended for drivers transporting goods on behalf of third parties, moving or transporting funds, it was set up in 1996. It thus allows drivers to stop their activity at the age of 57, provided to have worked for at least 26 years for the transport of goods and moving.
To benefit from this system, truck drivers must also have an employer who depends on the national collective agreement for road transport and auxiliary transport activities. This end-of-activity leave offers compensation of 75% of the average gross salary for the last year worked: in total, as of December 31, 2021, 9,998 road freight transport drivers were registered for this scheme.
However, this special regime could undergo modifications since discussions have started with the Ministry of Transport. The modalities of the system could thus evolve towards the postponement of entry into the CFA from 57 to 59 years old with the prospect of an evolution towards 59 and a half or 60 years old. Case to follow.