Promulgated by Emmanuel Macron following the validation of the text by the Constitutional Council, the pension reform will change the daily life of the French from next September. In this context, many changes will come into effect, in particular the planned increase in the retirement age from 62 to 64, but also the increase in the duration of insurance, which now stands at 43 annuities. . What will then happen for the situations of invalidity and incapacity for work? Discover the changes planned for incapacity for work.
A professional career is frequently subject to changes and upheavals that call into question an entire career. Among them, accidents at work and occupational diseases are among the obstacles encountered by workers. In general, the text of the pension reform law had notified a lowering of the early retirement age for incapacity for work from 60 to 62 years, regardless of the degree of incapacity. During its examination by the Senate, the bill was amended so that this measure does not concern insured persons whose degree of incapacity exceeds 20%.
In this way, French people affected by an incapacity for work between 10 and 19% will have to undergo a delayed early departure at age 62 from September 1, 2023, the date of the implementation of the reform. It was, in fact, expected that the main concerned would be obliged to prove exposure to occupational risks for 17 years, but the period was reduced to five years. This decision follows a compromise found between the initial text and its final version, recorded when it passed through the joint committee.
In 2021, 47,398 occupational illnesses were covered, which is a significant increase in these increasingly common illnesses. Like long careers, occupational diseases lead to long-term incapacity for work. In this context, it is then possible to anticipate retirement while the legal retirement age is set at 60 years.
To benefit from it, it is essential to experience a permanent incapacity evaluated at 20% minimum. You must also have contributed at the full rate, regardless of your number of pension insurance quarters.
When your degree of incapacity is between 10 and 19%, additional conditions apply. As of September 1, 2023, the retirement age for incapacity will now be set at 62 instead of 60. It will also be necessary to have contributed for 17 years, or 68 quarters.
At the same time, it will be essential to have been exposed to “marked physical constraints”, to an “aggressive physical environment” or even to “certain work rhythms”, such as night work, to be eligible for it. While the threshold was set at 17 years, it will be reduced to 5 years when the pension reform is implemented.