There are several means of payment, one of the simplest being payment by credit card, especially since the generalization of contactless. In addition to the ceiling set by the banks, some merchants set a minimum threshold. The alternative to these two limits is obviously payment in cash, but from 1000 euros the law prohibits it. The check becomes mandatory.
The check is a French exception, indeed out of 10 checks made in Europe, 8 eight are French. This is the preferred means of payment for the French. This enthusiasm is explained by the fact that the law does not define any constraints on its use. Payment by check represents a transfer, since it gives the order to the bank to make it to the recipient. Please note that the check may be refused by the merchant if the amount exceeds a certain threshold defined by the merchant himself, but he must indicate this beforehand with a poster in his business. He can also ask for one or more identity documents.
The law does not define any restrictions therefore, but there is a logical limit. You must have the money available in your account and also the check can be rejected in the event of fraud. Be careful, payment by check is the most fraudulent means of payment in France (37%) ahead of the bank card (34%)
Payment by check facilitates payments, but be careful not to abuse it. There are situations in which its use is not recommended. Here are 5 examples of why you shouldn’t pay by check?
