The year 2019 for consumers in Germany, a number of changes. Diesel-bans threaten motorists in a number of other cities. When shopping in the supermarket more often Deposit must be paid. And in Online Banking, new rules will apply in the near future.

Diesel driving restrictions

Many owners of Diesel vehicles are likely to start with some anxiety to the new year. So far, there are driving bans only on two stretches of road in Hamburg. However, in 2019, driving bans on diesel threaten in numerous other cities. May be affected, according to a list published by the ADAC, among others, Berlin, Bonn, Essen, Cologne and Stuttgart.


To the protection of the environment, it is also in the new packaging law, the on 1. January, in power and Recycling, as well as the prevention of packaging waste in Germany, to promote. For the consumer, especially this is noticeable, you have to pay in the supermarket or at the Kiosk in the future for more drinks pledge.

previously fruit – and vegetable nectars with carbonic acid in disposable packaging from the Deposit is exempt, so a pledge of 25 cents, starting in January due to mixed drinks with a Whey content of at least 50 percent, as well. For vanilla milk, and some energy drinks a pledge, applicable as from January, the consumer advice centre of North Rhine-summed up the impact Westphalia. Still no Deposit on juice and wine due.

The year must inform the retailer under the act on Packaging with clearly visible signs about whether the drinks offered in disposable or reusable packaging is filled. To let more consumers to adhere to the ecological benefit of returnable packaging to grab.

Online Banking

Prior to the Central NRW are in the new year, according to consumers, the so-called I-Tan lists for Online Banking. The sent by Post paper lists with numbered TANs may, consequently, from the 14. September 2019 and are no longer used for authorization of credit transfer orders or any other banking transactions. Because they do not meet the safety requirements of the Second European payment services Directive.