New real estate: the 4 guarantees that protect you


Why buy new and with what guarantees? New real estate ensures you a building with the latest construction and demanding quality standards. You thus have the commitment to own a home in the future with the latest and best environmental standards. No need to plan costly renovations as in the old one. In addition, the apartment will be functional with little loss of space, the architects wanting to optimize the space as much as possible.

For apartments, the sale is generally off-plan or off-plan (sale in future state of completion) and it is easier to obtain a small exterior such as a balcony or a terrace, which have been highly sought after since the confinement period. A more difficult to find in the old apartments of the historic centers. Another advantage not to be overlooked, new programs often include collective spaces and services such as shared gardens and vegetable gardens, a collective roof terrace, a sports area, etc.

Investing in new property can be done on credit, the rents generally covering the costs incurred. The leverage effect of credit allows you to acquire a greater asset than if you dipped into your savings. Devices such as the Pinel allow tax exemption against a rent cap. Finally, investing in new real estate allows you to build up a lasting heritage whose value tends to increase over the years.

But from the foundation to the laying of the roof through the finishes in the apartments, many inconveniences can occur throughout the construction site. For this, various guarantees exist when you buy new property, of which we reveal the four main ones below to be checked before signing and making your property purchase in new property!

This is the first guarantee that can be exercised upon receipt of the new home. It covers all the small and big inconveniences that you may find in the delivered apartment. Cracked tiling, badly done paint, electrical outlet problem, crack, door that closes badly… The disorders and poor workmanship that you have noted in the work report are concerned, as well as all the defects that appear the year following the drafting of the report. If the damage observed is not repaired by the builder within the time allowed, you can take legal action during the year following the acceptance of the work. Let’s now look at the damage-work guarantee.

It concerns all damage to the structural work that compromises the solidity of the accommodation. As the construction sponsor, you must take out building damage insurance, which must be signed before the work begins. It will end at the same time as the company’s ten-year guarantee, i.e. 10 years after the end of the work. In the event of poor workmanship, it is useful to have a bailiff record the damage, then the insurer will make you a compensation proposal after an expert has come to see the faulty work. A faster and safer way to obtain rapid compensation for the work without waiting for a court to rule on the responsibility of the company. Another guarantee exists: the ten-year guarantee.

Surely the best known, the ten-year guarantee covers damage that could compromise the solidity of the structure. It is taken out by the builder and runs for 10 years upon delivery of the new accommodation. Crack on the facade, poor roof performance, sealing problem, defective heating system… manufacturer by registered letter with acknowledgment of receipt to carry out the necessary repairs. If common ground is not found, the defect should be noted by a bailiff in order to have legal proof. Now let’s take a look at the two-year warranty.

The biennial guarantee is that which concerns the equipment of the accommodation, which can be dissociated and dismantled in the accommodation. It must be subscribed by the builder and runs for two years after the acceptance of the works. It can concern a malfunction of the doors and intercoms, the air conditioner or the carpet, as well as the plumbing. In the event of such an inconvenience, the manufacturer must be given formal notice by registered letter with acknowledgment of receipt to repair the damaged object. If this does not succeed, you must contact the TGI who will order the professional to repair or replace the defective equipment.