If you continue to work beyond the age of 62, you can benefit from an increased pension. To benefit from a pension at the maximum rate, it is therefore necessary to accumulate a number of quarters greater than that required, but also to continue your professional career. Each full calendar quarter contributed after you turn 62 then allows you to increase the amount of your basic pension. What percentage can be applied to your pension according to each quarter?
If you choose to continue your professional activity after the age of 62 and a required insurance period has already been reached, you can benefit from a full pension. While the age for cancellation of the discount is set at 67, it is possible to obtain a premium for quarters assessed between 62 and this threshold. To benefit from it, however, you must not have requested your retirement from the general scheme. It is also possible to obtain an increase in the context where you have at least three children or in a situation of disability requiring you to seek the help of a third person.
The premium bonus can only be applied to your basic retirement pension. Only the quarters contributed beyond the required duration of insurance give rise to a premium. The so-called “assimilated” quarters in a context of unemployment or illness are not taken into account. At the level of the percentage applied for the premium, for each completed quarter giving rise to the right to an increase, the pension is increased by 1.25% per quarter. This rule is implemented within the limit of four quarters per year. It should be noted that the surcharge is calculated before the 10% increase for children.