How do I correctly estimate the amount of my pension?

As your career progresses and as retirement approaches, it can become stressful to think about your future retirement pension. To better understand your rights and the evolution of your contribution, it is sometimes useful to carry out a simulation in order to estimate the amount of your future pension. What tools and procedures are needed to get a first idea of ​​the amount of your pension?

To estimate the amount of your future pension, you can first go to the Pension Insurance website. You will thus be able to connect to your personal space and use the “Estimate the amount of my pension” service. Several different simulations will then be offered to you. If you manage to obtain a pension at the maximum rate, however, be aware that the amount of your pension will represent 50% of the average of your 25 best annual incomes.

The amount of your pension depends on your earned income, your number of quarters and your retirement age. According to the pension reform, you can retire at the age of 64. To benefit from a full pension, it is however necessary to obtain a precise number of quarters. The amount of your pension is also calculated on the basis of your “average annual income”, i.e. the average of the activity income of the best 25 years of your career. Increases may also be added, such as the increase for children and the increase for third parties.