He intends to establish himself as the president of purchasing power. At the end of a first mandate where he had been nicknamed “president of the rich”, Emmanuel Macron decided to start his second five-year term under a completely different sign, as evidenced by his new priorities. Already before the end of the previous mandate, the Head of State had made the fight against inflation his very political, as Planet explained at the time. A dynamic that has not really come to an end… since the first piece of legislation that Parliamentarians had to discuss was none other than the purchasing power bill.
This text, informs France Bleu on its site, has several important components, likely to upset the daily lives of French men and women. It is he who will allow them, for example, to give up their RTT in exchange for payment or to benefit from an increase in social benefits. Without forgetting, of course, employee savings.
As Capital explains on its site, deputies and senators have decided to bounce back on employee savings. This is one more lever to allow taxpayers to build up economic assets for retirement… but which can also be used to strengthen their income now to better fight against the feeling of downgrading that can accompany retirement. ‘inflation.
In a joint joint committee, our colleagues therefore specify, the parliamentarians have decided to allow the early release of part of the employee savings of French women and men. It remains to be seen, therefore, what are the terms and conditions that apply and the products concerned. Explanations.
In practice, explains Capital, any holder of a Company Savings Plan (PEE) will be able to claim an exceptional release of their investment and participation. Very concretely, this means that it will be possible to recover all or part of the sums placed on the plan… but such an operation must imperatively be requested before December 31 of the year 2022 to be able to take advantage of this new system. In addition, it will only be possible to make a single withdrawal.
Naturally, the withdrawal will be capped: it will not be possible to release more than 10,000 euros, solely from profit-sharing and profit-sharing (voluntary payments and matching contributions are exempt from any exceptional release). Be careful, however: these are not the only withdrawal conditions to pay attention to…
Let us first recall, explains Capital, that only company savings plans will be affected by such an operation. So don’t expect to enjoy it with a Perco or a Percol, for example.
Moreover, it is also important to emphasize that withdrawal conditions will be imposed on savers, who will also have to pay 17.2% social security contributions on the amounts recovered: they will have to allocate the savings to “the purchase of one or more goods or the supply of one or more services”, one can read on the amendment.