At the time of retirement, many retirees fear losing part of their income with the future amount of their retirement pension. While inflation is still gaining ground, it seems essential to be concerned about future cash inflows in order to have the best possible living comfort. If your income remains modest, you may be able to apply for the solidarity allowance for the elderly (Aspa). Therefore, can you combine this sum with your future retirement and the pursuit of a professional activity?

Faced with low income, it is not uncommon to want to combine retirement and professional activity in order to maintain a stable standard of living at the end of your career. To make your monthly resources more balanced, you can also, in the case of low pensions, apply for the solidarity allowance for the elderly (Aspa). To obtain it, you must meet several conditions, including being retired, being 65 years old and having resources that do not exceed a certain ceiling. It is also essential to have applied for all your personal pensions and survivors’ pensions from all your plans and to reside in metropolitan France or in the Dom-Tom.

The amount of Aspa can be reduced depending on your resources. Indeed, all your cash receipts are taken into account in the calculation of the Aspa. However, it is still possible to combine your retirement, the Aspa, as well as the income from a professional activity. A deduction will be applied to your earned income while the share of income exceeding this threshold will reduce the amount of your Aspa. Therefore, if you live alone, your professional income will be subject to a flat-rate allowance equal to 0.9 times the monthly value of the minimum wage. If you are married or in a civil partnership, this will be 1.5 times this value.