Scammers are always on the lookout to exploit the slightest loophole. This is why it is important to be cautious and know how to both guard against risks and detect signs of attempted fraud.
This is especially true when it comes to credit cards. Indeed, the most used means of payment in France is often the target of scammers since, in amount, nearly one in two fraud concerns this tool, explains Fortuneo.
Fortunately, there are simple daily actions that can reduce the risks. So, when it comes to physical payments, security measures should be followed.
For example, you have to think about hiding your cryptogram. This is a 3-digit number found on the back of the card, which is particularly useful for making online payments. After having retained it, it is therefore important to hide it with an indelible marker to prevent a third party from using the credit card to make fraudulent purchases.
Another security measure that can avoid many problems is to protect your contactless card. Indeed, this type of card can sometimes be the victim of hacking attempts and that is why, when not in use, it is important to store them in an aluminum case.
When you pay for a purchase using your secret code, you must also get into the habit of doing so away from prying eyes, or by hiding the keyboard of the electronic payment terminal using its hand, so a scammer can’t get hold of it.
These daily gestures make it possible to limit the risk of fraud. However, these are never zero and being vigilant also means monitoring your accounts and knowing how to interpret worrying signs. Here are 7 situations that can cause alarm.