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Unpaid retirement: what to do?

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If you are a very young retiree, you can wait, with some impatience, for the settlement of your retirement pension. However, it is sometimes possible that it is not paid on time and that the settlement is difficult to achieve. In this case, what can you do? What are the possible remedies and the steps to take to obtain payment?

At the time of the first payment of his retirement pension, it is not uncommon to have to face delays. Indeed, the complexity of certain files, the processing time of the banks or the increase in the number of retirees are all factors that generate potential late payments. First, you can contact your bank adviser to find out the usual timeframe for taking your payments into account. It is therefore the first cause of late payment of your pension and it is one of the easiest to resolve.

According to the unions, the delays affected around 20% of retirement files in 2022. These difficulties are due to the reduction in the number of staff in the pension insurance and occupational health funds. Computer bugs can also cause this problem. In order to avoid these problems of delays in the payment of your pension, it is better to anticipate your retirement with steps taken between 40 and 45 years of age. It is also important to submit a complete file in order to avoid any late payment at least four months in advance. For any other questions, do not hesitate to contact an adviser via your personal space on the Pension Insurance website.

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