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Unemployment and retirement: what allowances are taken into account?

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Today, more and more seniors find themselves unemployed a few years from retirement. It is therefore not uncommon to see future retirees receive unemployment benefits while waiting for their retirement. In this case, it is important to know how to proceed so as not to be prejudiced at the time of retirement. In principle, the payment of your allowances must thus cease when you are entitled to your retirement pension. Explanations.

From the legal retirement age, if you do not have the number of quarters required to benefit from a full pension, your unemployment benefits continue to be paid. You will thus be able to benefit from the maintenance of your unemployment benefits until the age of retirement at the full rate. However, certain prerequisites must be met. You must therefore be at least 62 years old, have received compensation for at least one year and provide proof of 12 years of unemployment insurance affiliation.

From then on, your allowances are paid until you have acquired the number of quarters necessary for a full pension. Two months before the end of your unemployment benefits, Pôle emploi will contact you to check that you meet the required conditions. In any case, unemployment benefits can no longer be paid to you once the full automatic retirement age has been reached, i.e. 67 years of age.

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