Many people fear retirement. And for good reason ! As the specialized site Retraite.com explained at the start of Emmanuel Macron’s first five-year term, nearly 8 out of 10 French people expressed their concern, anxious to become poorer after the cessation of activity. It is clear, in fact, that the liquidation of rights is regularly, if not systematically, accompanied by a loss of income. Fortunately for most retirees, it is also offset by generally lower charges, as Planet has explained in the past.
Moreover, it can be useful to know how much your retirement pension will be to easily anticipate the post-work future. The last salary received (and even more, the average annual salary of the best 25 years) can be valuable aids in estimating this amount. Explanations.
This time, Planet has decided to focus on the situation encountered by a worker whose last salary was 2,300 euros net. This represents 15.16 euros per hour net and 19.44 euros gross. In the month, it takes about 2,949 euros gross and 35,385 euros in the year. The annual net amounts to approximately 27,600 euros.
Assuming that this worker was born on January 1, 1960, started working on the day of his 18th birthday and can therefore theoretically claim a pension at the full rate from the age of 62 years and 8 months – i.e. on November 1, 2022 -, his pension from basic scheme would then amount to 1,799 euros per month. If he waits until he is 67, he will then receive 2,117 euros per month, according to Sapiendo’s retirement simulator.